Call reports 2009
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2009
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 270,471,000 | 269,880,000 | 280,857,000 | 286,270,000 |
| Total loans | 135,326,000 | 135,966,000 | 141,535,000 | 143,114,000 |
| Allowance for loan losses | 1,487,000 | 1,549,000 | 1,606,000 | 1,601,000 |
| Securities available for sale | 92,952,000 | 115,617,000 | 122,141,000 | 124,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,492,000 | 230,941,000 | 241,707,000 | 248,073,000 |
| Interest-bearing deposits | 166,679,000 | 169,367,000 | 177,197,000 | 184,065,000 |
| Noninterest-bearing deposits | 66,813,000 | 61,574,000 | 64,510,000 | 64,008,000 |
| Equity capital | 35,960,000 | 35,038,000 | 37,783,000 | 36,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,081,000 | 6,226,000 | 9,492,000 | 12,789,000 |
| Interest expense | 693,000 | 1,377,000 | 2,023,000 | 2,637,000 |
| Net interest income | 2,388,000 | 4,849,000 | 7,469,000 | 10,152,000 |
| Noninterest income | 638,000 | 1,233,000 | 1,834,000 | 2,451,000 |
| Noninterest expense | 2,143,000 | 4,557,000 | 6,862,000 | 9,462,000 |
| Provision for loan losses | 86,000 | 185,000 | 284,000 | 384,000 |
| Pretax income | 797,000 | 1,340,000 | 2,157,000 | 2,757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 797,000 | 1,340,000 | 2,157,000 | 2,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,686,000 | 31,879,000 | 32,547,000 | 32,816,000 |
| Total capital | 33,173,000 | 33,429,000 | 34,153,000 | 34,417,000 |
| Risk-weighted assets | 149,132,000 | 153,126,000 | 156,347,000 | 160,424,000 |