Call reports 2016
MONUMENT BANK — 2016
What MONUMENT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 513,820,000 | 538,071,000 | 513,366,000 |
| Total loans | 405,286,000 | 409,956,000 | 409,451,000 |
| Allowance for loan losses | 3,823,000 | 3,881,000 | 3,980,000 |
| Securities available for sale | 63,928,000 | 59,725,000 | 40,021,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 405,076,000 | 429,748,000 | 429,649,000 |
| Interest-bearing deposits | 338,359,000 | 360,993,000 | 362,042,000 |
| Noninterest-bearing deposits | 66,716,000 | 68,755,000 | 67,606,000 |
| Equity capital | 46,031,000 | 41,552,000 | 39,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 5,620,000 | 11,213,000 | 16,773,000 |
| Interest expense | 675,000 | 1,479,000 | 2,314,000 |
| Net interest income | 4,945,000 | 9,734,000 | 14,459,000 |
| Noninterest income | 179,000 | 268,000 | -728,000 |
| Noninterest expense | 3,502,000 | 7,150,000 | 13,772,000 |
| Provision for loan losses | 302,000 | 357,000 | 433,000 |
| Pretax income | 1,320,000 | 2,496,000 | -410,000 |
| Income tax | 522,000 | 946,000 | -30,000 |
| Net income | 798,000 | 1,550,000 | -380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 45,858,000 | 41,214,000 | 39,479,000 |
| Total capital | 49,681,000 | 51,095,000 | 49,459,000 |
| Risk-weighted assets | 447,579,000 | 445,793,000 | 446,093,000 |