Call reports 2015
MONUMENT BANK — 2015
What MONUMENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 463,313,000 | 486,385,000 | 503,093,000 | 506,612,000 |
| Total loans | 341,912,000 | 368,074,000 | 380,408,000 | 387,624,000 |
| Allowance for loan losses | 3,541,000 | 3,520,000 | 3,702,000 | 3,751,000 |
| Securities available for sale | 65,472,000 | 61,986,000 | 51,791,000 | 67,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,404,000 | 375,007,000 | 393,240,000 | 398,965,000 |
| Interest-bearing deposits | 294,193,000 | 315,942,000 | 322,564,000 | 318,686,000 |
| Noninterest-bearing deposits | 54,211,000 | 59,065,000 | 70,676,000 | 80,278,000 |
| Equity capital | 41,621,000 | 43,141,000 | 44,416,000 | 44,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,062,000 | 10,288,000 | 15,612,000 | 21,120,000 |
| Interest expense | 576,000 | 1,191,000 | 1,861,000 | 2,531,000 |
| Net interest income | 4,486,000 | 9,097,000 | 13,751,000 | 18,589,000 |
| Noninterest income | 182,000 | 97,000 | 587,000 | 699,000 |
| Noninterest expense | 3,439,000 | 6,863,000 | 10,583,000 | 13,997,000 |
| Provision for loan losses | 430,000 | 532,000 | 736,000 | 942,000 |
| Pretax income | 1,028,000 | 2,161,000 | 3,547,000 | 4,877,000 |
| Income tax | 386,000 | 793,000 | 1,328,000 | 1,828,000 |
| Net income | 642,000 | 1,368,000 | 2,219,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,224,000 | 43,120,000 | 44,312,000 | 45,096,000 |
| Total capital | 44,765,000 | 46,640,000 | 48,014,000 | 48,847,000 |
| Risk-weighted assets | 388,710,000 | 418,616,000 | 423,630,000 | 432,192,000 |