Call reports 2013
MONUMENT BANK — 2013
What MONUMENT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 402,257,000 | 402,792,000 | 411,895,000 | 429,561,000 |
| Total loans | 282,587,000 | 282,861,000 | 304,691,000 | 318,188,000 |
| Allowance for loan losses | 2,729,000 | 2,805,000 | 2,805,000 | 2,850,000 |
| Securities available for sale | 78,329,000 | 72,735,000 | 67,380,000 | 62,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,558,000 | 317,991,000 | 317,267,000 | 319,484,000 |
| Interest-bearing deposits | 271,035,000 | 273,671,000 | 274,933,000 | 272,298,000 |
| Noninterest-bearing deposits | 39,523,000 | 44,320,000 | 42,334,000 | 47,186,000 |
| Equity capital | 42,501,000 | 42,459,000 | 40,210,000 | 40,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,669,000 | 9,130,000 | 13,649,000 | 18,536,000 |
| Interest expense | 566,000 | 1,086,000 | 1,624,000 | 2,186,000 |
| Net interest income | 4,103,000 | 8,044,000 | 12,025,000 | 16,350,000 |
| Noninterest income | 275,000 | 577,000 | 795,000 | 971,000 |
| Noninterest expense | 2,610,000 | 5,433,000 | 8,164,000 | 11,271,000 |
| Provision for loan losses | 0 | 76,000 | 76,000 | 118,000 |
| Pretax income | 1,768,000 | 3,112,000 | 4,580,000 | 5,932,000 |
| Income tax | 667,000 | 1,168,000 | 1,718,000 | 2,229,000 |
| Net income | 1,101,000 | 1,944,000 | 2,862,000 | 3,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,460,000 | 42,365,000 | 40,534,000 | 41,433,000 |
| Total capital | 44,189,000 | 45,170,000 | 43,339,000 | 44,283,000 |
| Risk-weighted assets | 294,285,000 | 298,282,000 | 321,040,000 | 334,736,000 |