Call reports 2012
MONUMENT BANK — 2012
What MONUMENT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 384,433,000 | 392,132,000 | 389,488,000 | 401,208,000 |
| Total loans | 257,789,000 | 253,435,000 | 263,074,000 | 281,774,000 |
| Allowance for loan losses | 2,890,000 | 2,897,000 | 2,915,000 | 2,775,000 |
| Securities available for sale | 81,507,000 | 85,615,000 | 89,066,000 | 83,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,091,000 | 312,099,000 | 316,289,000 | 313,582,000 |
| Interest-bearing deposits | 265,886,000 | 278,965,000 | 279,732,000 | 275,534,000 |
| Noninterest-bearing deposits | 37,205,000 | 33,134,000 | 36,556,000 | 38,048,000 |
| Equity capital | 38,051,000 | 39,363,000 | 40,402,000 | 41,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,387,000 | 8,742,000 | 13,012,000 | 17,424,000 |
| Interest expense | 734,000 | 1,478,000 | 2,184,000 | 2,842,000 |
| Net interest income | 3,653,000 | 7,264,000 | 10,828,000 | 14,582,000 |
| Noninterest income | 303,000 | 920,000 | 1,189,000 | 1,683,000 |
| Noninterest expense | 2,610,000 | 5,245,000 | 7,967,000 | 10,878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,361,000 | 3,009,000 | 4,120,000 | 5,521,000 |
| Income tax | 502,000 | 1,127,000 | 1,540,000 | 2,065,000 |
| Net income | 859,000 | 1,882,000 | 2,580,000 | 3,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,220,000 | 38,305,000 | 39,097,000 | 39,964,000 |
| Total capital | 40,110,000 | 41,202,000 | 42,012,000 | 42,739,000 |
| Risk-weighted assets | 264,715,000 | 265,482,000 | 271,395,000 | 290,402,000 |