Call reports 2011
MONUMENT BANK — 2011
What MONUMENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 337,168,000 | 361,366,000 | 369,118,000 | 365,111,000 |
| Total loans | 220,282,000 | 227,622,000 | 238,339,000 | 245,427,000 |
| Allowance for loan losses | 2,458,000 | 2,930,000 | 3,404,000 | 2,890,000 |
| Securities available for sale | 63,204,000 | 70,783,000 | 87,065,000 | 86,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,949,000 | 279,829,000 | 287,805,000 | 292,682,000 |
| Interest-bearing deposits | 217,148,000 | 241,469,000 | 251,168,000 | 254,392,000 |
| Noninterest-bearing deposits | 35,801,000 | 38,360,000 | 36,637,000 | 38,290,000 |
| Equity capital | 27,710,000 | 28,781,000 | 36,244,000 | 36,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,748,000 | 7,696,000 | 11,843,000 | 16,093,000 |
| Interest expense | 812,000 | 1,681,000 | 2,538,000 | 3,307,000 |
| Net interest income | 2,936,000 | 6,015,000 | 9,305,000 | 12,786,000 |
| Noninterest income | 156,000 | 641,000 | 886,000 | 1,140,000 |
| Noninterest expense | 2,110,000 | 4,383,000 | 6,656,000 | 8,943,000 |
| Provision for loan losses | 0 | 480,000 | 954,000 | 985,000 |
| Pretax income | 982,000 | 1,794,000 | 2,588,000 | 4,005,000 |
| Income tax | 373,000 | 671,000 | 959,000 | 1,488,000 |
| Net income | 609,000 | 1,123,000 | 1,629,000 | 2,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,170,000 | 28,707,000 | 35,615,000 | 36,310,000 |
| Total capital | 30,628,000 | 31,632,000 | 38,681,000 | 39,200,000 |
| Risk-weighted assets | 230,361,000 | 233,933,000 | 244,916,000 | 255,212,000 |