Call reports 2024
CITY BANK & TRUST CO. — 2024
What CITY BANK & TRUST CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 304,555,000 | 306,293,000 | 320,370,000 | 328,271,000 |
| Total loans | 273,427,000 | 275,599,000 | 273,100,000 | 293,244,000 |
| Allowance for loan losses | 2,819,000 | 2,819,000 | 2,819,000 | 2,915,000 |
| Securities available for sale | 15,352,000 | 15,417,000 | 15,677,000 | 15,604,000 |
| Securities held to maturity | 582,000 | 562,000 | 762,000 | 741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,959,000 | 268,660,000 | 286,056,000 | 293,922,000 |
| Interest-bearing deposits | 189,534,000 | 220,371,000 | 234,326,000 | 246,133,000 |
| Noninterest-bearing deposits | 51,425,000 | 48,289,000 | 51,730,000 | 47,789,000 |
| Equity capital | 31,532,000 | 31,478,000 | 32,317,000 | 32,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,904,000 | 7,978,000 | 12,190,000 | 16,818,000 |
| Interest expense | 1,506,000 | 3,414,000 | 5,420,000 | 7,504,000 |
| Net interest income | 2,398,000 | 4,564,000 | 6,770,000 | 9,314,000 |
| Noninterest income | 694,000 | 985,000 | 1,247,000 | 1,634,000 |
| Noninterest expense | 1,763,000 | 3,546,000 | 5,367,000 | 7,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,329,000 | 2,003,000 | 2,650,000 | 3,734,000 |
| Income tax | 422,000 | 450,000 | 471,000 | 599,000 |
| Net income | 907,000 | 1,553,000 | 2,179,000 | 3,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,740,000 | 31,659,000 | 32,286,000 | 32,719,000 |