Call reports 2023
CITY BANK & TRUST CO. — 2023
What CITY BANK & TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 297,480,000 | 291,052,000 | 300,226,000 | 304,788,000 |
| Total loans | 261,250,000 | 261,183,000 | 267,939,000 | 268,969,000 |
| Allowance for loan losses | 2,927,000 | 2,940,000 | 2,941,000 | 2,820,000 |
| Securities available for sale | 18,441,000 | 15,309,000 | 15,403,000 | 15,341,000 |
| Securities held to maturity | 978,000 | 798,000 | 797,000 | 582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,416,000 | 242,883,000 | 250,275,000 | 248,524,000 |
| Interest-bearing deposits | 167,590,000 | 165,762,000 | 177,373,000 | 182,863,000 |
| Noninterest-bearing deposits | 100,826,000 | 77,122,000 | 72,902,000 | 65,661,000 |
| Equity capital | 28,284,000 | 29,076,000 | 29,830,000 | 30,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 6,797,000 | 10,471,000 | 14,310,000 |
| Interest expense | 342,000 | 966,000 | 1,942,000 | 3,028,000 |
| Net interest income | 2,998,000 | 5,831,000 | 8,529,000 | 11,282,000 |
| Noninterest income | 196,000 | 525,000 | 757,000 | 1,004,000 |
| Noninterest expense | 1,871,000 | 3,838,000 | 5,788,000 | 7,548,000 |
| Provision for loan losses | 534,000 | 884,000 | 884,000 | 1,165,000 |
| Pretax income | 789,000 | 1,634,000 | 2,614,000 | 3,573,000 |
| Income tax | 307,000 | 402,000 | 632,000 | 864,000 |
| Net income | 482,000 | 1,232,000 | 1,982,000 | 2,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,633,000 | 29,382,000 | 30,133,000 | 30,860,000 |