Call reports 2022
CITY BANK & TRUST CO. — 2022
What CITY BANK & TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 303,594,000 | 271,879,000 | 287,991,000 | 300,784,000 |
| Total loans | 203,428,000 | 222,282,000 | 236,992,000 | 259,178,000 |
| Allowance for loan losses | 1,976,000 | 1,976,000 | 2,133,000 | 2,393,000 |
| Securities available for sale | 15,528,000 | 17,412,000 | 17,170,000 | 19,696,000 |
| Securities held to maturity | 1,337,000 | 1,317,000 | 1,293,000 | 978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,733,000 | 244,079,000 | 259,387,000 | 272,127,000 |
| Interest-bearing deposits | 171,322,000 | 153,601,000 | 156,991,000 | 159,568,000 |
| Noninterest-bearing deposits | 106,411,000 | 90,478,000 | 102,396,000 | 112,558,000 |
| Equity capital | 25,372,000 | 27,256,000 | 27,711,000 | 27,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,672,000 | 7,284,000 | 10,537,000 |
| Interest expense | 191,000 | 387,000 | 616,000 | 880,000 |
| Net interest income | 2,041,000 | 4,285,000 | 6,668,000 | 9,657,000 |
| Noninterest income | 302,000 | 580,000 | 1,001,000 | 1,302,000 |
| Noninterest expense | 1,855,000 | 3,695,000 | 5,553,000 | 7,506,000 |
| Provision for loan losses | 105,000 | 105,000 | 261,000 | 1,521,000 |
| Pretax income | 383,000 | 1,065,000 | 1,855,000 | 1,932,000 |
| Income tax | 94,000 | 259,000 | 450,000 | 718,000 |
| Net income | 289,000 | 806,000 | 1,405,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,577,000 | 27,594,000 | 28,193,000 | 28,171,000 |