Call reports 2021
CITY BANK & TRUST CO. — 2021
What CITY BANK & TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 227,268,000 | 265,039,000 | 271,045,000 | 269,376,000 |
| Total loans | 174,153,000 | 193,079,000 | 197,983,000 | 199,501,000 |
| Allowance for loan losses | 1,690,000 | 1,691,000 | 1,868,000 | 1,869,000 |
| Securities available for sale | 13,596,000 | 13,549,000 | 13,528,000 | 14,855,000 |
| Securities held to maturity | 726,000 | 706,000 | 712,000 | 837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,458,000 | 240,125,000 | 245,463,000 | 243,269,000 |
| Interest-bearing deposits | 155,991,000 | 160,868,000 | 166,267,000 | 154,682,000 |
| Noninterest-bearing deposits | 46,467,000 | 79,257,000 | 79,196,000 | 88,587,000 |
| Equity capital | 24,034,000 | 24,300,000 | 24,793,000 | 25,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,099,000 | 6,458,000 | 8,758,000 |
| Interest expense | 311,000 | 580,000 | 833,000 | 1,066,000 |
| Net interest income | 1,713,000 | 3,519,000 | 5,625,000 | 7,692,000 |
| Noninterest income | 172,000 | 459,000 | 949,000 | 1,369,000 |
| Noninterest expense | 1,447,000 | 3,158,000 | 4,915,000 | 6,742,000 |
| Provision for loan losses | 25,000 | 25,000 | 201,000 | 201,000 |
| Pretax income | 413,000 | 795,000 | 1,458,000 | 2,118,000 |
| Income tax | 103,000 | 195,000 | 355,000 | 512,000 |
| Net income | 310,000 | 600,000 | 1,103,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,992,000 | 24,282,000 | 24,785,000 | 25,288,000 |