Call reports 2020
CITY BANK & TRUST CO. — 2020
What CITY BANK & TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,007,000 | 217,452,000 | 212,557,000 | 231,264,000 |
| Total loans | 139,790,000 | 158,269,000 | 175,286,000 | 171,925,000 |
| Allowance for loan losses | 1,310,000 | 1,464,000 | 1,662,000 | 1,663,000 |
| Securities available for sale | 24,837,000 | 22,262,000 | 20,163,000 | 13,641,000 |
| Securities held to maturity | 1,083,000 | 1,082,000 | 1,058,000 | 726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,117,000 | 193,262,000 | 188,217,000 | 206,524,000 |
| Interest-bearing deposits | 139,400,000 | 145,799,000 | 141,943,000 | 158,837,000 |
| Noninterest-bearing deposits | 41,717,000 | 47,463,000 | 46,274,000 | 47,687,000 |
| Equity capital | 23,413,000 | 23,372,000 | 23,380,000 | 23,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,821,000 | 5,825,000 | 7,964,000 |
| Interest expense | 456,000 | 903,000 | 1,335,000 | 1,751,000 |
| Net interest income | 1,474,000 | 2,918,000 | 4,490,000 | 6,213,000 |
| Noninterest income | 172,000 | 331,000 | 486,000 | 656,000 |
| Noninterest expense | 1,466,000 | 2,863,000 | 4,301,000 | 5,711,000 |
| Provision for loan losses | 0 | 167,000 | 364,000 | 365,000 |
| Pretax income | 180,000 | 219,000 | 311,000 | 793,000 |
| Income tax | 43,000 | 80,000 | 168,000 | 195,000 |
| Net income | 137,000 | 139,000 | 143,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,221,000 | 23,223,000 | 23,227,000 | 23,682,000 |