Call reports 2019
CITY BANK & TRUST CO. — 2019
What CITY BANK & TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,835,000 | 164,350,000 | 178,430,000 | 192,636,000 |
| Total loans | 103,597,000 | 110,403,000 | 118,419,000 | 136,551,000 |
| Allowance for loan losses | 971,000 | 1,010,000 | 1,152,000 | 1,310,000 |
| Securities available for sale | 22,374,000 | 21,982,000 | 21,994,000 | 21,441,000 |
| Securities held to maturity | 1,119,000 | 1,169,000 | 1,147,000 | 1,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,835,000 | 141,144,000 | 154,917,000 | 168,824,000 |
| Interest-bearing deposits | 93,761,000 | 100,704,000 | 113,573,000 | 130,182,000 |
| Noninterest-bearing deposits | 30,074,000 | 40,440,000 | 41,344,000 | 38,642,000 |
| Equity capital | 22,334,000 | 22,762,000 | 23,014,000 | 23,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,146,000 | 4,922,000 | 6,782,000 |
| Interest expense | 175,000 | 384,000 | 635,000 | 964,000 |
| Net interest income | 1,350,000 | 2,762,000 | 4,287,000 | 5,818,000 |
| Noninterest income | 129,000 | 224,000 | 328,000 | 519,000 |
| Noninterest expense | 1,024,000 | 2,065,000 | 3,228,000 | 4,639,000 |
| Provision for loan losses | 19,000 | 59,000 | 199,000 | 359,000 |
| Pretax income | 436,000 | 862,000 | 1,189,000 | 1,340,000 |
| Income tax | 102,000 | 202,000 | 282,000 | 324,000 |
| Net income | 334,000 | 660,000 | 907,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,402,000 | 22,728,000 | 22,975,000 | 23,084,000 |
| Total capital | 23,373,000 | 23,738,000 | 24,127,000 | 24,394,000 |
| Risk-weighted assets | 107,528,000 | 117,116,000 | 123,579,000 | 140,632,000 |