Call reports 2018
CITY BANK & TRUST CO. — 2018
What CITY BANK & TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 143,097,000 | 139,609,000 | 149,767,000 | 144,040,000 |
| Total loans | 96,228,000 | 97,403,000 | 101,253,000 | 102,757,000 |
| Allowance for loan losses | 1,368,000 | 995,000 | 997,000 | 992,000 |
| Securities available for sale | 23,026,000 | 22,970,000 | 22,934,000 | 22,996,000 |
| Securities held to maturity | 859,000 | 850,000 | 1,243,000 | 1,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,446,000 | 117,518,000 | 127,393,000 | 121,038,000 |
| Interest-bearing deposits | 94,337,000 | 90,260,000 | 94,354,000 | 88,958,000 |
| Noninterest-bearing deposits | 27,109,000 | 27,258,000 | 33,039,000 | 32,080,000 |
| Equity capital | 21,339,000 | 21,646,000 | 21,876,000 | 22,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,611,000 | 4,027,000 | 5,520,000 |
| Interest expense | 151,000 | 305,000 | 464,000 | 623,000 |
| Net interest income | 1,119,000 | 2,306,000 | 3,563,000 | 4,897,000 |
| Noninterest income | 106,000 | 242,000 | 213,000 | 325,000 |
| Noninterest expense | 898,000 | 1,795,000 | 2,685,000 | 3,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 753,000 | 1,091,000 | 1,568,000 |
| Income tax | 88,000 | 200,000 | 291,000 | 375,000 |
| Net income | 239,000 | 553,000 | 800,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,509,000 | 21,823,000 | 22,070,000 | 22,463,000 |
| Total capital | 22,788,000 | 22,818,000 | 23,067,000 | 23,455,000 |
| Risk-weighted assets | 102,292,000 | 103,199,000 | 106,427,000 | 107,951,000 |