Call reports 2016
CITY BANK & TRUST CO. — 2016
What CITY BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 152,810,000 | 148,945,000 | 147,956,000 | 150,606,000 |
| Total loans | 102,926,000 | 100,673,000 | 103,064,000 | 103,764,000 |
| Allowance for loan losses | 1,700,000 | 1,548,000 | 1,552,000 | 1,368,000 |
| Securities available for sale | 22,398,000 | 22,455,000 | 22,936,000 | 23,164,000 |
| Securities held to maturity | 2,491,000 | 2,986,000 | 2,442,000 | 1,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,540,000 | 122,639,000 | 121,319,000 | 123,427,000 |
| Interest-bearing deposits | 103,087,000 | 97,562,000 | 95,443,000 | 95,670,000 |
| Noninterest-bearing deposits | 23,453,000 | 25,077,000 | 25,876,000 | 27,757,000 |
| Equity capital | 20,880,000 | 20,978,000 | 21,181,000 | 21,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,619,000 | 3,922,000 | 5,220,000 |
| Interest expense | 180,000 | 351,000 | 517,000 | 681,000 |
| Net interest income | 1,127,000 | 2,268,000 | 3,405,000 | 4,539,000 |
| Noninterest income | 171,000 | 143,000 | 285,000 | 435,000 |
| Noninterest expense | 996,000 | 1,978,000 | 2,969,000 | 3,885,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 302,000 | 433,000 | 721,000 | 1,289,000 |
| Income tax | 106,000 | 177,000 | 250,000 | 454,000 |
| Net income | 196,000 | 256,000 | 471,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,873,000 | 20,934,000 | 21,149,000 | 21,513,000 |
| Total capital | 22,202,000 | 22,234,000 | 22,463,000 | 22,834,000 |
| Risk-weighted assets | 106,026,000 | 103,765,000 | 104,955,000 | 105,642,000 |