Call reports 2015
CITY BANK & TRUST CO. — 2015
What CITY BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 167,491,000 | 162,362,000 | 156,261,000 | 157,272,000 |
| Total loans | 108,793,000 | 106,690,000 | 105,343,000 | 105,421,000 |
| Allowance for loan losses | 1,616,000 | 1,613,000 | 1,664,000 | 1,698,000 |
| Securities available for sale | 19,182,000 | 20,709,000 | 20,688,000 | 21,559,000 |
| Securities held to maturity | 3,232,000 | 3,490,000 | 3,452,000 | 2,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,012,000 | 134,815,000 | 128,189,000 | 128,810,000 |
| Interest-bearing deposits | 119,275,000 | 113,376,000 | 107,102,000 | 106,109,000 |
| Noninterest-bearing deposits | 20,737,000 | 21,439,000 | 21,087,000 | 22,701,000 |
| Equity capital | 21,922,000 | 22,131,000 | 22,414,000 | 22,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,712,000 | 4,114,000 | 5,447,000 |
| Interest expense | 241,000 | 461,000 | 669,000 | 861,000 |
| Net interest income | 1,130,000 | 2,251,000 | 3,445,000 | 4,586,000 |
| Noninterest income | 129,000 | 249,000 | 387,000 | 516,000 |
| Noninterest expense | 983,000 | 1,931,000 | 2,851,000 | 3,720,000 |
| Provision for loan losses | 0 | -50,000 | -50,000 | -50,000 |
| Pretax income | 276,000 | 619,000 | 1,031,000 | 1,433,000 |
| Income tax | 97,000 | 218,000 | 359,000 | 495,000 |
| Net income | 179,000 | 401,000 | 672,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,899,000 | 22,120,000 | 22,391,000 | 22,678,000 |
| Total capital | 23,293,000 | 23,505,000 | 23,764,000 | 24,046,000 |
| Risk-weighted assets | 111,320,000 | 110,614,000 | 109,622,000 | 109,116,000 |