Call reports 2013
CITY BANK & TRUST CO. — 2013
What CITY BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,020,000 | 175,747,000 | 171,473,000 | 179,279,000 |
| Total loans | 124,869,000 | 122,792,000 | 123,527,000 | 120,474,000 |
| Allowance for loan losses | 2,857,000 | 2,785,000 | 2,780,000 | 2,977,000 |
| Securities available for sale | 16,619,000 | 16,710,000 | 16,762,000 | 16,765,000 |
| Securities held to maturity | 2,241,000 | 2,781,000 | 2,743,000 | 3,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,884,000 | 143,015,000 | 138,118,000 | 145,428,000 |
| Interest-bearing deposits | 123,633,000 | 127,325,000 | 123,178,000 | 118,292,000 |
| Noninterest-bearing deposits | 15,251,000 | 15,690,000 | 14,940,000 | 27,136,000 |
| Equity capital | 23,344,000 | 23,580,000 | 23,883,000 | 24,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,392,000 | 5,001,000 | 6,618,000 |
| Interest expense | 393,000 | 743,000 | 1,071,000 | 1,377,000 |
| Net interest income | 1,343,000 | 2,649,000 | 3,930,000 | 5,241,000 |
| Noninterest income | 201,000 | 299,000 | 336,000 | 449,000 |
| Noninterest expense | 1,098,000 | 2,141,000 | 3,226,000 | 4,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 446,000 | 807,000 | 1,040,000 | 1,470,000 |
| Income tax | 150,000 | 288,000 | 383,000 | 523,000 |
| Net income | 296,000 | 519,000 | 657,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,707,000 | 22,968,000 | 23,228,000 | 23,599,000 |
| Total capital | 24,341,000 | 24,601,000 | 24,791,000 | 25,135,000 |
| Risk-weighted assets | 129,495,000 | 129,522,000 | 123,844,000 | 121,409,000 |