Call reports 2012
CITY BANK & TRUST CO. — 2012
What CITY BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 184,674,000 | 174,548,000 | 173,773,000 | 173,288,000 |
| Total loans | 133,066,000 | 128,201,000 | 131,608,000 | 131,607,000 |
| Allowance for loan losses | 3,056,000 | 3,107,000 | 2,910,000 | 2,851,000 |
| Securities available for sale | 14,862,000 | 14,902,000 | 15,252,000 | 15,416,000 |
| Securities held to maturity | 763,000 | 1,264,000 | 1,227,000 | 1,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,599,000 | 140,961,000 | 139,694,000 | 138,401,000 |
| Interest-bearing deposits | 132,021,000 | 128,082,000 | 124,676,000 | 123,530,000 |
| Noninterest-bearing deposits | 12,578,000 | 12,879,000 | 15,018,000 | 14,871,000 |
| Equity capital | 22,478,000 | 22,467,000 | 22,699,000 | 23,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 3,808,000 | 5,731,000 | 7,579,000 |
| Interest expense | 635,000 | 1,158,000 | 1,621,000 | 2,065,000 |
| Net interest income | 1,319,000 | 2,650,000 | 4,110,000 | 5,514,000 |
| Noninterest income | -31,000 | -218,000 | -245,000 | -57,000 |
| Noninterest expense | 1,300,000 | 2,392,000 | 3,530,000 | 4,618,000 |
| Provision for loan losses | 55,000 | 115,000 | 115,000 | 115,000 |
| Pretax income | -67,000 | -75,000 | 220,000 | 724,000 |
| Income tax | 9,000 | 9,000 | 75,000 | 267,000 |
| Net income | -76,000 | -84,000 | 145,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,005,000 | 21,776,000 | 22,047,000 | 22,644,000 |
| Total capital | 23,718,000 | 23,380,000 | 23,677,000 | 24,301,000 |
| Risk-weighted assets | 135,723,000 | 126,843,000 | 129,143,000 | 131,338,000 |