Call reports 2011
CITY BANK & TRUST CO. — 2011
What CITY BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 203,551,000 | 200,103,000 | 196,198,000 | 194,134,000 |
| Total loans | 157,084,000 | 153,756,000 | 149,672,000 | 143,509,000 |
| Allowance for loan losses | 3,404,000 | 3,232,000 | 3,298,000 | 3,334,000 |
| Securities available for sale | 14,058,000 | 14,164,000 | 15,017,000 | 14,919,000 |
| Securities held to maturity | 602,000 | 593,000 | 557,000 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,670,000 | 148,181,000 | 150,038,000 | 148,354,000 |
| Interest-bearing deposits | 138,892,000 | 136,959,000 | 138,862,000 | 134,602,000 |
| Noninterest-bearing deposits | 10,778,000 | 11,222,000 | 11,176,000 | 13,752,000 |
| Equity capital | 21,821,000 | 22,080,000 | 22,291,000 | 22,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,731,000 | 6,948,000 | 9,085,000 |
| Interest expense | 899,000 | 1,704,000 | 2,491,000 | 3,224,000 |
| Net interest income | 1,521,000 | 3,027,000 | 4,457,000 | 5,861,000 |
| Noninterest income | -209,000 | -201,000 | -102,000 | -27,000 |
| Noninterest expense | 1,305,000 | 2,417,000 | 3,611,000 | 4,701,000 |
| Provision for loan losses | 2,835,000 | 2,835,000 | 2,835,000 | 2,835,000 |
| Pretax income | -2,828,000 | -2,426,000 | -2,091,000 | -1,702,000 |
| Income tax | -963,000 | -827,000 | -710,000 | -583,000 |
| Net income | -1,865,000 | -1,599,000 | -1,381,000 | -1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,052,000 | 21,428,000 | 21,757,000 | 22,128,000 |
| Total capital | 23,085,000 | 23,426,000 | 23,677,000 | 23,968,000 |
| Risk-weighted assets | 161,236,000 | 158,590,000 | 152,215,000 | 145,742,000 |