Call reports 2005
CITY BANK & TRUST CO. — 2005
What CITY BANK & TRUST CO. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 178,215,000 | 181,830,000 | 182,438,000 | 189,590,000 |
| Total loans | 160,572,000 | 164,306,000 | 165,386,000 | 171,392,000 |
| Allowance for loan losses | 1,176,000 | 1,231,000 | 1,277,000 | 1,292,000 |
| Securities available for sale | 10,048,000 | 10,019,000 | 10,132,000 | 9,986,000 |
| Securities held to maturity | 2,360,000 | 1,563,000 | 1,536,000 | 1,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,381,000 | 134,421,000 | 131,920,000 | 135,639,000 |
| Interest-bearing deposits | 119,092,000 | 127,712,000 | 124,555,000 | 128,307,000 |
| Noninterest-bearing deposits | 8,289,000 | 6,709,000 | 7,365,000 | 7,332,000 |
| Equity capital | 14,125,000 | 14,434,000 | 14,856,000 | 15,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,720,000 | 5,555,000 | 8,525,000 | 11,666,000 |
| Interest expense | 1,175,000 | 2,463,000 | 3,810,000 | 5,267,000 |
| Net interest income | 1,545,000 | 3,092,000 | 4,715,000 | 6,399,000 |
| Noninterest income | 110,000 | 221,000 | 323,000 | 438,000 |
| Noninterest expense | 780,000 | 1,576,000 | 2,389,000 | 3,221,000 |
| Provision for loan losses | 0 | 45,000 | 90,000 | 105,000 |
| Pretax income | 875,000 | 1,692,000 | 2,559,000 | 3,505,000 |
| Income tax | 299,000 | 578,000 | 878,000 | 1,205,000 |
| Net income | 576,000 | 1,114,000 | 1,681,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,132,000 | 14,439,000 | 14,882,000 | 15,401,000 |
| Total capital | 15,308,000 | 15,670,000 | 16,159,000 | 16,693,000 |
| Risk-weighted assets | 154,866,000 | 158,071,000 | 157,846,000 | 168,473,000 |
Machine access — free, no API key
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