Call reports 2004
CITY BANK & TRUST CO. — 2004
What CITY BANK & TRUST CO. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 160,109,000 | 164,322,000 | 166,166,000 | 176,876,000 |
| Total loans | 141,984,000 | 144,491,000 | 147,287,000 | 158,419,000 |
| Allowance for loan losses | 1,160,000 | 1,192,000 | 1,193,000 | 1,175,000 |
| Securities available for sale | 10,632,000 | 10,327,000 | 9,986,000 | 9,962,000 |
| Securities held to maturity | 2,710,000 | 3,105,000 | 2,893,000 | 2,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,209,000 | 125,065,000 | 121,271,000 | 127,377,000 |
| Interest-bearing deposits | 111,336,000 | 116,551,000 | 112,070,000 | 118,928,000 |
| Noninterest-bearing deposits | 7,873,000 | 8,514,000 | 9,201,000 | 8,449,000 |
| Equity capital | 12,447,000 | 12,879,000 | 13,276,000 | 13,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,885,000 | 7,372,000 | 9,986,000 |
| Interest expense | 1,106,000 | 2,194,000 | 3,279,000 | 4,402,000 |
| Net interest income | 1,317,000 | 2,691,000 | 4,093,000 | 5,584,000 |
| Noninterest income | 107,000 | 237,000 | 336,000 | 436,000 |
| Noninterest expense | 734,000 | 1,433,000 | 2,191,000 | 2,943,000 |
| Provision for loan losses | 10,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 680,000 | 1,455,000 | 2,194,000 | 3,032,000 |
| Income tax | 229,000 | 490,000 | 739,000 | 1,022,000 |
| Net income | 451,000 | 965,000 | 1,455,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,367,000 | 12,881,000 | 13,251,000 | 13,706,000 |
| Total capital | 13,527,000 | 14,073,000 | 14,444,000 | 14,881,000 |
| Risk-weighted assets | 137,328,000 | 140,347,000 | 142,266,000 | 154,869,000 |
Machine access — free, no API key
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