Call reports 2026
SHELBY COUNTY STATE BANK — 2026
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 361,070,000 | 363,238,000 |
| Total loans | 253,672,000 | 256,919,000 |
| Allowance for loan losses | 1,711,000 | 1,743,000 |
| Securities available for sale | 98,762,000 | 96,861,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 323,909,000 | 324,700,000 |
| Interest-bearing deposits | 270,027,000 | 271,893,000 |
| Noninterest-bearing deposits | 53,882,000 | 52,807,000 |
| Equity capital | 30,224,000 | 30,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,296,000 | 8,807,000 |
| Interest expense | 1,079,000 | 2,125,000 |
| Net interest income | 3,217,000 | 6,682,000 |
| Noninterest income | 274,000 | 537,000 |
| Noninterest expense | 1,890,000 | 3,847,000 |
| Provision for loan losses | 47,000 | 96,000 |
| Pretax income | 1,541,000 | 3,252,000 |
| Income tax | 109,000 | 170,000 |
| Net income | 1,432,000 | 3,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,285,000 | 38,755,000 |