Call reports 2024
SHELBY COUNTY STATE BANK — 2024
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 341,286,000 | 342,969,000 | 353,207,000 | 348,495,000 |
| Total loans | 237,779,000 | 245,426,000 | 249,205,000 | 245,103,000 |
| Allowance for loan losses | 1,863,000 | 2,191,000 | 1,543,000 | 1,865,000 |
| Securities available for sale | 91,076,000 | 88,724,000 | 93,309,000 | 93,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,980,000 | 313,186,000 | 320,351,000 | 316,525,000 |
| Interest-bearing deposits | 260,736,000 | 257,311,000 | 264,752,000 | 262,301,000 |
| Noninterest-bearing deposits | 57,244,000 | 55,875,000 | 55,599,000 | 54,224,000 |
| Equity capital | 21,836,000 | 21,670,000 | 24,926,000 | 22,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,818,000 | 7,782,000 | 11,863,000 | 16,034,000 |
| Interest expense | 951,000 | 2,011,000 | 3,154,000 | 4,362,000 |
| Net interest income | 2,867,000 | 5,771,000 | 8,709,000 | 11,672,000 |
| Noninterest income | 252,000 | 519,000 | 770,000 | 1,049,000 |
| Noninterest expense | 1,977,000 | 3,929,000 | 5,855,000 | 7,843,000 |
| Provision for loan losses | 311,000 | 639,000 | 964,000 | 1,287,000 |
| Pretax income | 842,000 | 1,762,000 | 2,707,000 | 3,661,000 |
| Income tax | 97,000 | 159,000 | 223,000 | 286,000 |
| Net income | 745,000 | 1,603,000 | 2,484,000 | 3,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,466,000 | 33,353,000 | 33,664,000 | 34,308,000 |