Call reports 2022
SHELBY COUNTY STATE BANK — 2022
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 324,671,000 | 313,752,000 | 312,912,000 | 335,559,000 |
| Total loans | 188,889,000 | 188,842,000 | 197,033,000 | 216,540,000 |
| Allowance for loan losses | 1,450,000 | 1,450,000 | 1,450,000 | 1,478,000 |
| Securities available for sale | 99,372,000 | 95,288,000 | 101,469,000 | 100,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,880,000 | 296,224,000 | 285,670,000 | 289,322,000 |
| Interest-bearing deposits | 233,560,000 | 235,340,000 | 228,384,000 | 230,009,000 |
| Noninterest-bearing deposits | 67,320,000 | 60,884,000 | 57,286,000 | 59,313,000 |
| Equity capital | 23,413,000 | 17,092,000 | 15,732,000 | 18,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,890,000 | 7,601,000 | 10,552,000 |
| Interest expense | 193,000 | 380,000 | 586,000 | 903,000 |
| Net interest income | 2,134,000 | 4,510,000 | 7,015,000 | 9,649,000 |
| Noninterest income | 342,000 | 690,000 | 995,000 | 1,396,000 |
| Noninterest expense | 1,689,000 | 3,426,000 | 5,043,000 | 6,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 787,000 | 1,774,000 | 2,967,000 | 4,299,000 |
| Income tax | 33,000 | 63,000 | 93,000 | 122,000 |
| Net income | 754,000 | 1,711,000 | 2,874,000 | 4,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,738,000 | 29,158,000 | 29,783,000 | 30,462,000 |