Call reports 2021
SHELBY COUNTY STATE BANK — 2021
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 288,507,000 | 282,759,000 | 287,903,000 | 299,844,000 |
| Total loans | 191,004,000 | 188,788,000 | 186,500,000 | 190,364,000 |
| Allowance for loan losses | 1,867,000 | 1,921,000 | 1,921,000 | 1,450,000 |
| Securities available for sale | 56,403,000 | 72,201,000 | 82,386,000 | 85,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,096,000 | 253,047,000 | 257,624,000 | 271,711,000 |
| Interest-bearing deposits | 200,884,000 | 203,422,000 | 204,051,000 | 213,438,000 |
| Noninterest-bearing deposits | 53,212,000 | 49,625,000 | 53,573,000 | 58,273,000 |
| Equity capital | 28,027,000 | 27,266,000 | 27,747,000 | 27,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,380,000 | 6,562,000 | 8,836,000 |
| Interest expense | 253,000 | 489,000 | 720,000 | 931,000 |
| Net interest income | 1,957,000 | 3,891,000 | 5,842,000 | 7,905,000 |
| Noninterest income | 837,000 | 1,301,000 | 1,587,000 | 1,934,000 |
| Noninterest expense | 2,054,000 | 4,012,000 | 5,973,000 | 7,628,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | -398,000 |
| Pretax income | 710,000 | 1,120,000 | 1,396,000 | 2,710,000 |
| Income tax | 37,000 | 37,000 | 37,000 | 37,000 |
| Net income | 673,000 | 1,083,000 | 1,359,000 | 2,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,315,000 | 26,837,000 | 26,948,000 | 27,982,000 |