Call reports 2018
SHELBY COUNTY STATE BANK — 2018
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 239,354,000 | 237,954,000 | 247,187,000 | 251,542,000 |
| Total loans | 190,406,000 | 189,078,000 | 191,644,000 | 201,723,000 |
| Allowance for loan losses | 1,536,000 | 1,566,000 | 1,601,000 | 1,631,000 |
| Securities available for sale | 39,553,000 | 38,399,000 | 39,548,000 | 40,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,852,000 | 191,517,000 | 208,647,000 | 211,141,000 |
| Interest-bearing deposits | 167,927,000 | 161,856,000 | 179,581,000 | 175,580,000 |
| Noninterest-bearing deposits | 32,925,000 | 29,661,000 | 29,066,000 | 35,561,000 |
| Equity capital | 23,175,000 | 23,032,000 | 23,061,000 | 23,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,554,000 | 6,901,000 | 9,417,000 |
| Interest expense | 221,000 | 457,000 | 773,000 | 1,120,000 |
| Net interest income | 1,989,000 | 4,097,000 | 6,128,000 | 8,297,000 |
| Noninterest income | 263,000 | 524,000 | 780,000 | 1,068,000 |
| Noninterest expense | 1,568,000 | 3,094,000 | 4,545,000 | 6,090,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 654,000 | 1,467,000 | 2,273,000 | 3,155,000 |
| Income tax | 31,000 | 35,000 | 35,000 | 35,000 |
| Net income | 623,000 | 1,432,000 | 2,238,000 | 3,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,897,000 | 23,824,000 | 24,040,000 | 24,300,000 |
| Total capital | 25,433,000 | 25,390,000 | 25,641,000 | 25,931,000 |
| Risk-weighted assets | 182,919,000 | 185,367,000 | 186,742,000 | 196,994,000 |