Call reports 2017
SHELBY COUNTY STATE BANK — 2017
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 223,852,000 | 225,040,000 | 226,251,000 | 234,830,000 |
| Total loans | 168,193,000 | 175,161,000 | 178,203,000 | 187,898,000 |
| Allowance for loan losses | 1,419,000 | 1,436,000 | 1,471,000 | 1,506,000 |
| Securities available for sale | 44,403,000 | 40,806,000 | 38,278,000 | 36,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,661,000 | 194,437,000 | 195,149,000 | 195,939,000 |
| Interest-bearing deposits | 161,471,000 | 162,943,000 | 164,944,000 | 163,208,000 |
| Noninterest-bearing deposits | 39,190,000 | 31,494,000 | 30,205,000 | 32,731,000 |
| Equity capital | 22,881,000 | 23,253,000 | 23,391,000 | 23,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,996,000 | 6,096,000 | 8,254,000 |
| Interest expense | 137,000 | 279,000 | 443,000 | 623,000 |
| Net interest income | 1,798,000 | 3,717,000 | 5,653,000 | 7,631,000 |
| Noninterest income | 267,000 | 495,000 | 719,000 | 998,000 |
| Noninterest expense | 1,400,000 | 2,807,000 | 4,204,000 | 5,744,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 635,000 | 1,345,000 | 2,090,000 | 2,777,000 |
| Income tax | 32,000 | 32,000 | 32,000 | 32,000 |
| Net income | 603,000 | 1,313,000 | 2,058,000 | 2,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,189,000 | 23,120,000 | 23,280,000 | 23,383,000 |
| Total capital | 24,608,000 | 24,556,000 | 24,751,000 | 24,889,000 |
| Risk-weighted assets | 161,636,000 | 168,843,000 | 172,385,000 | 181,068,000 |