Call reports 2007
SHELBY COUNTY STATE BANK — 2007
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 143,582,000 | 144,077,000 | 145,426,000 | 153,164,000 |
| Total loans | 87,324,000 | 88,737,000 | 91,500,000 | 95,493,000 |
| Allowance for loan losses | 748,000 | 738,000 | 733,000 | 751,000 |
| Securities available for sale | 44,201,000 | 44,057,000 | 42,798,000 | 42,997,000 |
| Securities held to maturity | 1,140,000 | 1,140,000 | 1,040,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,733,000 | 125,085,000 | 125,733,000 | 133,013,000 |
| Interest-bearing deposits | 110,855,000 | 110,871,000 | 112,058,000 | 117,066,000 |
| Noninterest-bearing deposits | 13,878,000 | 14,214,000 | 13,674,000 | 15,947,000 |
| Equity capital | 16,401,000 | 16,366,000 | 16,972,000 | 17,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,081,000 | 6,179,000 | 8,372,000 |
| Interest expense | 832,000 | 1,650,000 | 2,509,000 | 3,433,000 |
| Net interest income | 1,206,000 | 2,431,000 | 3,670,000 | 4,939,000 |
| Noninterest income | 175,000 | 354,000 | 541,000 | 741,000 |
| Noninterest expense | 988,000 | 1,981,000 | 3,000,000 | 4,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 393,000 | 804,000 | 1,211,000 | 1,641,000 |
| Income tax | 4,000 | 3,000 | 3,000 | 3,000 |
| Net income | 389,000 | 801,000 | 1,208,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,771,000 | 17,005,000 | 17,162,000 | 17,533,000 |
| Total capital | 17,519,000 | 17,743,000 | 17,895,000 | 18,284,000 |
| Risk-weighted assets | 94,433,000 | 95,558,000 | 98,071,000 | 102,257,000 |
Machine access — free, no API key
Every figure shown here about SHELBY COUNTY STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.