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Call reports 2006

SHELBY COUNTY STATE BANK — 2006

What SHELBY COUNTY STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4e72ac0f-3a58-4c70-bc32-156c3dba7b4b/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets138,185,000130,554,000138,085,000142,294,000
Total loans78,190,00080,605,00083,713,00087,302,000
Allowance for loan losses748,000749,000749,000753,000
Securities available for sale44,513,00042,682,00040,795,00043,585,000
Securities held to maturity1,477,0001,476,0001,376,0001,230,000
Trading assets0000
Total deposits119,949,000112,729,000119,224,000123,807,000
Interest-bearing deposits106,773,000101,010,000107,122,000110,024,000
Noninterest-bearing deposits13,177,00011,719,00012,102,00013,783,000
Equity capital15,819,00015,403,00016,043,00016,198,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,763,0003,527,0005,374,0007,320,000
Interest expense541,0001,161,0001,850,0002,661,000
Net interest income1,222,0002,366,0003,524,0004,659,000
Noninterest income159,000341,000496,000646,000
Noninterest expense956,0001,867,0002,801,0003,784,000
Provision for loan losses0000
Pretax income425,000830,0001,209,0001,511,000
Income tax00-79,000-72,000
Net income425,000830,0001,288,0001,583,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital16,789,00016,689,00016,750,00016,682,000
Total capital17,537,00017,438,00017,499,00017,435,000
Risk-weighted assets85,591,00086,036,00090,099,00094,144,000

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