Call reports 2016
BANK OF HAZLEHURST — 2016
What BANK OF HAZLEHURST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 134,457,000 | 127,653,000 | 128,830,000 | 134,569,000 |
| Total loans | 79,036,000 | 89,827,000 | 85,356,000 | 80,825,000 |
| Allowance for loan losses | 1,858,000 | 1,869,000 | 1,194,000 | 1,225,000 |
| Securities available for sale | 22,407,000 | 23,703,000 | 21,344,000 | 21,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,384,000 | 110,434,000 | 111,051,000 | 117,577,000 |
| Interest-bearing deposits | 65,172,000 | 69,064,000 | 68,891,000 | 66,996,000 |
| Noninterest-bearing deposits | 52,212,000 | 41,370,000 | 42,160,000 | 50,581,000 |
| Equity capital | 16,900,000 | 17,006,000 | 17,558,000 | 16,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,603,000 | 3,895,000 | 5,221,000 |
| Interest expense | 67,000 | 136,000 | 210,000 | 282,000 |
| Net interest income | 1,199,000 | 2,467,000 | 3,685,000 | 4,939,000 |
| Noninterest income | 221,000 | 444,000 | 627,000 | 765,000 |
| Noninterest expense | 789,000 | 1,609,000 | 2,385,000 | 3,132,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 805,000 |
| Pretax income | 631,000 | 1,302,000 | 1,912,000 | 1,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 631,000 | 1,302,000 | 1,912,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,180,000 | 14,209,000 | 14,844,000 | 14,726,000 |
| Total capital | 15,197,000 | 15,374,000 | 15,950,000 | 15,771,000 |
| Risk-weighted assets | 80,535,000 | 92,457,000 | 88,388,000 | 83,383,000 |