Call reports 2015
BANK OF HAZLEHURST — 2015
What BANK OF HAZLEHURST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,690,000 | 114,721,000 | 119,714,000 | 132,100,000 |
| Total loans | 74,065,000 | 78,165,000 | 77,264,000 | 77,789,000 |
| Allowance for loan losses | 1,581,000 | 1,569,000 | 1,568,000 | 1,849,000 |
| Securities available for sale | 21,832,000 | 20,268,000 | 19,693,000 | 20,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,393,000 | 99,165,000 | 103,371,000 | 115,781,000 |
| Interest-bearing deposits | 64,156,000 | 62,488,000 | 62,590,000 | 62,593,000 |
| Noninterest-bearing deposits | 36,237,000 | 36,677,000 | 40,781,000 | 53,188,000 |
| Equity capital | 15,136,000 | 15,333,000 | 16,090,000 | 16,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,554,000 | 3,742,000 | 4,930,000 |
| Interest expense | 70,000 | 141,000 | 212,000 | 281,000 |
| Net interest income | 1,093,000 | 2,413,000 | 3,530,000 | 4,649,000 |
| Noninterest income | 203,000 | 383,000 | 720,000 | 700,000 |
| Noninterest expense | 814,000 | 1,617,000 | 2,419,000 | 3,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 482,000 | 1,180,000 | 1,834,000 | 1,967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 1,180,000 | 1,834,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,338,000 | 12,687,000 | 13,366,000 | 13,524,000 |
| Total capital | 13,289,000 | 13,690,000 | 14,357,000 | 14,525,000 |
| Risk-weighted assets | 75,482,000 | 79,704,000 | 78,720,000 | 79,170,000 |