Call reports 2014
BANK OF HAZLEHURST — 2014
What BANK OF HAZLEHURST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,222,000 | 112,748,000 | 111,650,000 | 110,705,000 |
| Total loans | 58,459,000 | 63,937,000 | 67,960,000 | 69,874,000 |
| Allowance for loan losses | 1,731,000 | 1,806,000 | 1,786,000 | 1,530,000 |
| Securities available for sale | 22,288,000 | 22,610,000 | 23,501,000 | 22,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,138,000 | 99,194,000 | 97,505,000 | 96,110,000 |
| Interest-bearing deposits | 61,935,000 | 62,350,000 | 60,594,000 | 61,043,000 |
| Noninterest-bearing deposits | 33,203,000 | 36,844,000 | 36,911,000 | 35,067,000 |
| Equity capital | 12,905,000 | 13,330,000 | 13,906,000 | 14,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,986,000 | 3,064,000 | 4,198,000 |
| Interest expense | 73,000 | 146,000 | 218,000 | 289,000 |
| Net interest income | 894,000 | 1,840,000 | 2,846,000 | 3,909,000 |
| Noninterest income | 196,000 | 374,000 | 717,000 | 935,000 |
| Noninterest expense | 766,000 | 1,550,000 | 2,308,000 | 3,082,000 |
| Provision for loan losses | 90,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 237,000 | 517,000 | 1,108,000 | 1,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 517,000 | 1,108,000 | 1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,811,000 | 10,154,000 | 10,809,000 | 11,378,000 |
| Total capital | 10,572,000 | 10,981,000 | 11,687,000 | 12,285,000 |
| Risk-weighted assets | 59,937,000 | 65,152,000 | 69,322,000 | 71,936,000 |