Call reports 2013
BANK OF HAZLEHURST — 2013
What BANK OF HAZLEHURST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,627,000 | 107,348,000 | 109,152,000 | 107,864,000 |
| Total loans | 48,443,000 | 50,784,000 | 55,439,000 | 56,968,000 |
| Allowance for loan losses | 2,072,000 | 1,726,000 | 1,844,000 | 1,941,000 |
| Securities available for sale | 18,645,000 | 18,385,000 | 23,850,000 | 26,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,975,000 | 95,019,000 | 96,495,000 | 95,241,000 |
| Interest-bearing deposits | 63,504,000 | 61,126,000 | 64,127,000 | 63,000,000 |
| Noninterest-bearing deposits | 31,471,000 | 33,893,000 | 32,368,000 | 32,241,000 |
| Equity capital | 12,478,000 | 12,113,000 | 12,420,000 | 12,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,600,000 | 2,515,000 | 3,495,000 |
| Interest expense | 101,000 | 192,000 | 279,000 | 359,000 |
| Net interest income | 692,000 | 1,408,000 | 2,236,000 | 3,136,000 |
| Noninterest income | 172,000 | 352,000 | 567,000 | 775,000 |
| Noninterest expense | 684,000 | 1,383,000 | 2,105,000 | 2,891,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 134,000 | 238,000 | 479,000 | 711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 238,000 | 479,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,748,000 | 8,913,000 | 9,217,000 | 9,511,000 |
| Total capital | 9,347,000 | 9,557,000 | 9,922,000 | 10,256,000 |
| Risk-weighted assets | 46,434,000 | 50,415,000 | 55,249,000 | 58,378,000 |