Call reports 2012
BANK OF HAZLEHURST — 2012
What BANK OF HAZLEHURST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,643,000 | 99,142,000 | 97,485,000 | 106,103,000 |
| Total loans | 48,940,000 | 49,540,000 | 51,162,000 | 49,640,000 |
| Allowance for loan losses | 2,386,000 | 2,173,000 | 2,274,000 | 1,953,000 |
| Securities available for sale | 15,941,000 | 20,245,000 | 18,083,000 | 19,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,234,000 | 86,638,000 | 84,840,000 | 93,541,000 |
| Interest-bearing deposits | 55,887,000 | 58,153,000 | 55,092,000 | 59,426,000 |
| Noninterest-bearing deposits | 27,347,000 | 28,485,000 | 29,748,000 | 34,115,000 |
| Equity capital | 12,221,000 | 12,279,000 | 12,434,000 | 12,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,739,000 | 2,627,000 | 3,466,000 |
| Interest expense | 121,000 | 236,000 | 345,000 | 452,000 |
| Net interest income | 761,000 | 1,503,000 | 2,282,000 | 3,014,000 |
| Noninterest income | 191,000 | 237,000 | 392,000 | 586,000 |
| Noninterest expense | 741,000 | 1,488,000 | 2,227,000 | 3,003,000 |
| Provision for loan losses | 90,000 | 272,000 | 362,000 | 529,000 |
| Pretax income | 145,000 | 98,000 | 247,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 98,000 | 247,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,277,000 | 8,293,000 | 8,505,000 | 8,549,000 |
| Total capital | 8,943,000 | 8,969,000 | 9,182,000 | 9,206,000 |
| Risk-weighted assets | 51,566,000 | 52,619,000 | 52,589,000 | 51,242,000 |