Call reports 2011
BANK OF HAZLEHURST — 2011
What BANK OF HAZLEHURST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,450,000 | 94,573,000 | 94,964,000 | 98,172,000 |
| Total loans | 54,277,000 | 54,008,000 | 53,229,000 | 54,286,000 |
| Allowance for loan losses | 2,174,000 | 1,991,000 | 2,254,000 | 2,335,000 |
| Securities available for sale | 15,504,000 | 18,973,000 | 19,245,000 | 15,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,907,000 | 82,790,000 | 82,676,000 | 85,849,000 |
| Interest-bearing deposits | 58,426,000 | 57,333,000 | 57,031,000 | 59,014,000 |
| Noninterest-bearing deposits | 23,481,000 | 25,457,000 | 25,645,000 | 26,835,000 |
| Equity capital | 11,316,000 | 11,501,000 | 12,017,000 | 12,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,690,000 | 2,592,000 | 3,533,000 |
| Interest expense | 177,000 | 345,000 | 500,000 | 640,000 |
| Net interest income | 650,000 | 1,345,000 | 2,092,000 | 2,893,000 |
| Noninterest income | 191,000 | 403,000 | 496,000 | 688,000 |
| Noninterest expense | 749,000 | 1,468,000 | 2,164,000 | 2,862,000 |
| Provision for loan losses | 80,000 | 170,000 | 1,092,000 | 1,182,000 |
| Pretax income | 12,000 | 115,000 | -636,000 | -410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 115,000 | -636,000 | -410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,187,000 | 7,354,000 | 7,779,000 | 8,069,000 |
| Total capital | 7,921,000 | 8,088,000 | 8,495,000 | 8,783,000 |
| Risk-weighted assets | 57,241,000 | 57,437,000 | 55,721,000 | 55,522,000 |