Call reports 2010
BANK OF HAZLEHURST — 2010
What BANK OF HAZLEHURST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,659,000 | 89,207,000 | 90,677,000 | 92,927,000 |
| Total loans | 65,298,000 | 67,993,000 | 65,364,000 | 60,022,000 |
| Allowance for loan losses | 2,228,000 | 2,341,000 | 2,512,000 | 1,946,000 |
| Securities available for sale | 7,030,000 | 8,061,000 | 8,836,000 | 10,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,310,000 | 76,790,000 | 78,874,000 | 81,398,000 |
| Interest-bearing deposits | 55,155,000 | 55,361,000 | 57,165,000 | 56,613,000 |
| Noninterest-bearing deposits | 16,155,000 | 21,429,000 | 21,709,000 | 24,785,000 |
| Equity capital | 12,072,000 | 12,073,000 | 11,513,000 | 11,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,959,000 | 2,997,000 | 3,975,000 |
| Interest expense | 218,000 | 435,000 | 636,000 | 831,000 |
| Net interest income | 728,000 | 1,524,000 | 2,361,000 | 3,144,000 |
| Noninterest income | 166,000 | 412,000 | 597,000 | 757,000 |
| Noninterest expense | 738,000 | 1,541,000 | 2,239,000 | 2,953,000 |
| Provision for loan losses | 586,000 | 736,000 | 1,528,000 | 1,804,000 |
| Pretax income | -430,000 | -341,000 | -809,000 | -856,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -430,000 | -341,000 | -809,000 | -856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,644,000 | 7,697,000 | 7,195,000 | 7,113,000 |
| Total capital | 8,464,000 | 8,523,000 | 8,022,000 | 7,899,000 |
| Risk-weighted assets | 63,794,000 | 64,533,000 | 64,435,000 | 61,724,000 |