Call reports 2009
BANK OF HAZLEHURST — 2009
What BANK OF HAZLEHURST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 79,282,000 | 83,765,000 | 81,533,000 | 88,490,000 |
| Total loans | 59,096,000 | 62,565,000 | 64,987,000 | 65,699,000 |
| Allowance for loan losses | 1,630,000 | 1,689,000 | 1,751,000 | 1,928,000 |
| Securities available for sale | 8,598,000 | 7,087,000 | 6,306,000 | 6,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,187,000 | 70,637,000 | 68,403,000 | 75,493,000 |
| Interest-bearing deposits | 46,966,000 | 52,610,000 | 51,953,000 | 54,500,000 |
| Noninterest-bearing deposits | 19,221,000 | 18,027,000 | 16,450,000 | 20,993,000 |
| Equity capital | 12,782,000 | 12,746,000 | 12,850,000 | 12,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,088,000 | 3,199,000 | 4,189,000 |
| Interest expense | 283,000 | 528,000 | 757,000 | 975,000 |
| Net interest income | 770,000 | 1,560,000 | 2,442,000 | 3,214,000 |
| Noninterest income | 211,000 | 435,000 | 683,000 | 917,000 |
| Noninterest expense | 697,000 | 1,451,000 | 2,187,000 | 2,927,000 |
| Provision for loan losses | 90,000 | 160,000 | 225,000 | 390,000 |
| Pretax income | 194,000 | 384,000 | 713,000 | 814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 384,000 | 713,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,050,000 | 8,106,000 | 8,291,000 | 8,270,000 |
| Total capital | 8,800,000 | 8,889,000 | 9,101,000 | 9,110,000 |
| Risk-weighted assets | 59,167,000 | 61,613,000 | 63,874,000 | 66,138,000 |