Call reports 2025
FIRST STATE BANK OF RED WING, THE — 2025
What FIRST STATE BANK OF RED WING, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 82,810,000 | 84,969,000 | 84,527,000 | 85,750,000 |
| Total loans | 33,385,000 | 35,249,000 | 35,800,000 | 35,174,000 |
| Allowance for loan losses | 305,000 | 305,000 | 299,000 | 293,000 |
| Securities available for sale | 37,529,000 | 37,073,000 | 35,233,000 | 35,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,103,000 | 82,638,000 | 81,583,000 | 82,375,000 |
| Interest-bearing deposits | 66,902,000 | 67,379,000 | 66,113,000 | 66,266,000 |
| Noninterest-bearing deposits | 14,201,000 | 15,259,000 | 15,470,000 | 16,109,000 |
| Equity capital | 1,497,000 | 2,156,000 | 2,747,000 | 3,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,539,000 | 2,372,000 | 3,203,000 |
| Interest expense | 293,000 | 595,000 | 888,000 | 1,170,000 |
| Net interest income | 452,000 | 944,000 | 1,484,000 | 2,033,000 |
| Noninterest income | 31,000 | 69,000 | 102,000 | 131,000 |
| Noninterest expense | 545,000 | 1,031,000 | 1,501,000 | 2,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -62,000 | -18,000 | 85,000 | 152,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -63,000 | -19,000 | 84,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,883,000 | 7,927,000 | 8,030,000 | 8,097,000 |
| Total capital | 8,188,000 | 8,232,000 | 8,329,000 | 8,390,000 |
| Risk-weighted assets | 37,900,000 | 39,218,000 | 39,670,000 | 39,303,000 |