Call reports 2019
FIRST STATE BANK OF RED WING, THE — 2019
What FIRST STATE BANK OF RED WING, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,209,000 | 76,549,000 | 75,934,000 | 78,968,000 |
| Total loans | 24,166,000 | 23,041,000 | 21,522,000 | 21,600,000 |
| Allowance for loan losses | 185,000 | 179,000 | 204,000 | 202,000 |
| Securities available for sale | 35,751,000 | 34,743,000 | 32,966,000 | 30,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,786,000 | 68,772,000 | 68,038,000 | 71,131,000 |
| Interest-bearing deposits | 60,853,000 | 59,556,000 | 58,313,000 | 60,380,000 |
| Noninterest-bearing deposits | 9,933,000 | 9,216,000 | 9,725,000 | 10,751,000 |
| Equity capital | 7,029,000 | 7,291,000 | 7,376,000 | 7,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,167,000 | 1,726,000 | 2,264,000 |
| Interest expense | 166,000 | 340,000 | 516,000 | 685,000 |
| Net interest income | 417,000 | 827,000 | 1,210,000 | 1,579,000 |
| Noninterest income | 20,000 | 46,000 | 99,000 | 119,000 |
| Noninterest expense | 424,000 | 826,000 | 1,179,000 | 1,640,000 |
| Provision for loan losses | 0 | 0 | -45,000 | -45,000 |
| Pretax income | 13,000 | 45,000 | 173,000 | 102,000 |
| Income tax | 4,000 | 10,000 | 43,000 | 23,000 |
| Net income | 9,000 | 35,000 | 130,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,755,000 | 6,783,000 | 6,878,000 | 6,829,000 |
| Total capital | 6,940,000 | 6,962,000 | 7,082,000 | 7,031,000 |
| Risk-weighted assets | 29,407,000 | 27,890,000 | 25,769,000 | 25,291,000 |