Call reports 2015
FIRST STATE BANK OF RED WING, THE — 2015
What FIRST STATE BANK OF RED WING, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,869,000 | 73,899,000 | 73,828,000 | 76,636,000 |
| Total loans | 20,090,000 | 19,561,000 | 19,892,000 | 20,114,000 |
| Allowance for loan losses | 224,000 | 224,000 | 224,000 | 224,000 |
| Securities available for sale | 37,882,000 | 39,142,000 | 38,886,000 | 38,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,270,000 | 66,891,000 | 66,297,000 | 69,357,000 |
| Interest-bearing deposits | 57,467,000 | 59,064,000 | 57,749,000 | 59,850,000 |
| Noninterest-bearing deposits | 8,803,000 | 7,827,000 | 8,548,000 | 9,507,000 |
| Equity capital | 6,924,000 | 6,574,000 | 6,896,000 | 6,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 973,000 | 1,461,000 | 1,956,000 |
| Interest expense | 90,000 | 180,000 | 270,000 | 362,000 |
| Net interest income | 401,000 | 793,000 | 1,191,000 | 1,594,000 |
| Noninterest income | 26,000 | 54,000 | 86,000 | 113,000 |
| Noninterest expense | 463,000 | 842,000 | 1,240,000 | 1,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | -36,000 | 5,000 | 37,000 | 46,000 |
| Income tax | -18,000 | -7,000 | 1,000 | 1,000 |
| Net income | -18,000 | 12,000 | 36,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,402,000 | 6,432,000 | 6,456,000 | 6,465,000 |
| Total capital | 6,626,000 | 6,656,000 | 6,680,000 | 6,689,000 |
| Risk-weighted assets | 27,016,000 | 26,747,000 | 26,991,000 | 27,070,000 |