Call reports 2012
FIRST STATE BANK OF RED WING, THE — 2012
What FIRST STATE BANK OF RED WING, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,949,000 | 70,740,000 | 70,947,000 | 73,830,000 |
| Total loans | 20,643,000 | 20,513,000 | 20,377,000 | 18,892,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 166,000 |
| Securities available for sale | 40,679,000 | 43,258,000 | 42,920,000 | 45,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,864,000 | 61,933,000 | 62,318,000 | 65,372,000 |
| Interest-bearing deposits | 55,088,000 | 54,951,000 | 54,940,000 | 57,661,000 |
| Noninterest-bearing deposits | 6,776,000 | 6,982,000 | 7,378,000 | 7,711,000 |
| Equity capital | 7,245,000 | 7,693,000 | 7,469,000 | 7,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,296,000 | 1,915,000 | 2,502,000 |
| Interest expense | 154,000 | 292,000 | 418,000 | 542,000 |
| Net interest income | 506,000 | 1,004,000 | 1,497,000 | 1,960,000 |
| Noninterest income | 33,000 | 65,000 | 106,000 | 159,000 |
| Noninterest expense | 439,000 | 795,000 | 1,160,000 | 1,533,000 |
| Provision for loan losses | 0 | 0 | 44,000 | 148,000 |
| Pretax income | 100,000 | 274,000 | 399,000 | 438,000 |
| Income tax | 29,000 | 87,000 | 125,000 | 128,000 |
| Net income | 71,000 | 187,000 | 274,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,460,000 | 6,576,000 | 6,313,000 | 6,348,000 |
| Total capital | 6,625,000 | 6,741,000 | 6,478,000 | 6,514,000 |
| Risk-weighted assets | 31,922,000 | 32,174,000 | 32,403,000 | 31,335,000 |