Call reports 2008
BANK OF MISSOURI, THE — 2008
What BANK OF MISSOURI, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 577,219,000 | 594,779,000 | 703,073,000 | 721,104,000 |
| Total loans | 431,878,000 | 450,333,000 | 544,918,000 | 545,932,000 |
| Allowance for loan losses | 5,524,000 | 5,599,000 | 6,821,000 | 7,639,000 |
| Securities available for sale | 108,514,000 | 107,794,000 | 106,594,000 | 118,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,955,000 | 449,029,000 | 544,923,000 | 552,265,000 |
| Interest-bearing deposits | 394,699,000 | 400,968,000 | 491,007,000 | 494,277,000 |
| Noninterest-bearing deposits | 44,256,000 | 48,061,000 | 53,916,000 | 57,988,000 |
| Equity capital | 44,978,000 | 43,300,000 | 58,006,000 | 60,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,893,000 | 17,768,000 | 27,800,000 | 37,851,000 |
| Interest expense | 4,148,000 | 7,997,000 | 12,146,000 | 16,303,000 |
| Net interest income | 4,745,000 | 9,771,000 | 15,654,000 | 21,548,000 |
| Noninterest income | 1,171,000 | 2,439,000 | 3,892,000 | 5,120,000 |
| Noninterest expense | 3,959,000 | 7,945,000 | 12,528,000 | 17,014,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,150,000 | 2,600,000 |
| Pretax income | 1,763,000 | 3,784,000 | 5,805,000 | 2,301,000 |
| Income tax | 375,000 | 1,000,000 | 1,620,000 | 141,000 |
| Net income | 1,388,000 | 2,784,000 | 4,185,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,479,000 | 45,872,000 | 56,797,000 | 53,813,000 |
| Total capital | 50,003,000 | 51,471,000 | 63,618,000 | 61,028,000 |
| Risk-weighted assets | 471,598,000 | 494,362,000 | 586,815,000 | 576,840,000 |