Call reports 2026
OCEANFIRST BANK, NATIONAL ASSOCIATION — 2026
What OCEANFIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 14,471,195,000 | 23,172,826,000 |
| Total loans | 11,145,385,000 | 16,296,248,000 |
| Allowance for loan losses | 86,110,000 | 209,716,000 |
| Securities available for sale | 1,181,087,000 | 2,041,059,000 |
| Securities held to maturity | 853,671,000 | 2,862,860,000 |
| Trading assets | 0 | 0 |
| Total deposits | 11,249,753,000 | 17,958,463,000 |
| Interest-bearing deposits | 9,399,869,000 | 14,966,772,000 |
| Noninterest-bearing deposits | 1,849,884,000 | 2,991,691,000 |
| Equity capital | 1,762,354,000 | 2,711,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 167,593,000 | 376,542,000 |
| Interest expense | 68,025,000 | 151,447,000 |
| Net interest income | 99,568,000 | 225,095,000 |
| Noninterest income | 7,277,000 | 18,222,000 |
| Noninterest expense | 72,578,000 | 195,826,000 |
| Provision for loan losses | 3,084,000 | 6,722,000 |
| Pretax income | 31,530,000 | 40,738,000 |
| Income tax | 5,450,000 | 10,755,000 |
| Net income | 26,080,000 | 29,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,224,374,000 | 2,093,201,000 |
| Total capital | 1,314,732,000 | 2,246,696,000 |
| Risk-weighted assets | 10,437,392,000 | 16,146,045,000 |