Call reports 2013
OCEANFIRST BANK, NATIONAL ASSOCIATION — 2013
What OCEANFIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,305,332,000 | 2,308,983,000 | 2,288,285,000 | 2,250,270,000 |
| Total loans | 1,525,976,000 | 1,529,315,000 | 1,545,858,000 | 1,563,176,000 |
| Allowance for loan losses | 20,494,000 | 20,820,000 | 20,887,000 | 20,930,000 |
| Securities available for sale | 591,996,000 | 612,384,000 | 60,484,000 | 35,289,000 |
| Securities held to maturity | 0 | 0 | 514,022,000 | 495,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,757,446,000 | 1,719,238,000 | 1,785,143,000 | 1,761,212,000 |
| Interest-bearing deposits | 1,542,703,000 | 1,488,096,000 | 1,556,566,000 | 1,544,112,000 |
| Noninterest-bearing deposits | 214,743,000 | 231,142,000 | 228,577,000 | 217,100,000 |
| Equity capital | 219,637,000 | 215,649,000 | 214,575,000 | 212,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 20,278,000 | 40,672,000 | 60,949,000 | 81,065,000 |
| Interest expense | 2,774,000 | 5,254,000 | 7,630,000 | 9,238,000 |
| Net interest income | 17,504,000 | 35,418,000 | 53,319,000 | 71,827,000 |
| Noninterest income | 3,331,000 | 7,902,000 | 12,289,000 | 16,496,000 |
| Noninterest expense | 12,534,000 | 26,019,000 | 39,695,000 | 59,166,000 |
| Provision for loan losses | 1,100,000 | 1,900,000 | 2,600,000 | 2,800,000 |
| Pretax income | 7,201,000 | 15,401,000 | 23,313,000 | 26,357,000 |
| Income tax | 2,539,000 | 5,313,000 | 8,257,000 | 9,179,000 |
| Net income | 4,662,000 | 10,088,000 | 15,056,000 | 17,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,350,000 | 218,068,000 | 219,362,000 | 217,772,000 |
| Total capital | 234,361,000 | 236,351,000 | 237,648,000 | 236,296,000 |
| Risk-weighted assets | 1,438,368,000 | 1,460,082,000 | 1,460,264,000 | 1,479,471,000 |