Call reports 2012
OCEANFIRST BANK, NATIONAL ASSOCIATION — 2012
What OCEANFIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,261,473,000 | 2,288,719,000 | 2,306,717,000 | 2,271,662,000 |
| Total loans | 1,577,184,000 | 1,572,326,000 | 1,569,529,000 | 1,550,456,000 |
| Allowance for loan losses | 18,241,000 | 17,657,000 | 18,291,000 | 20,509,000 |
| Securities available for sale | 537,755,000 | 566,112,000 | 562,819,000 | 542,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,695,836,000 | 1,725,098,000 | 1,757,864,000 | 1,734,518,000 |
| Interest-bearing deposits | 1,526,740,000 | 1,527,528,000 | 1,558,787,000 | 1,544,789,000 |
| Noninterest-bearing deposits | 169,096,000 | 197,570,000 | 199,077,000 | 189,729,000 |
| Equity capital | 216,690,000 | 217,726,000 | 217,844,000 | 218,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,944,000 | 45,079,000 | 66,649,000 | 87,886,000 |
| Interest expense | 3,651,000 | 7,205,000 | 10,608,000 | 13,676,000 |
| Net interest income | 19,293,000 | 37,874,000 | 56,041,000 | 74,210,000 |
| Noninterest income | 4,393,000 | 8,905,000 | 13,950,000 | 18,596,000 |
| Noninterest expense | 12,820,000 | 25,656,000 | 39,448,000 | 52,659,000 |
| Provision for loan losses | 1,700,000 | 3,400,000 | 4,800,000 | 7,900,000 |
| Pretax income | 9,166,000 | 17,723,000 | 25,743,000 | 32,247,000 |
| Income tax | 3,265,000 | 6,349,000 | 9,176,000 | 11,438,000 |
| Net income | 5,901,000 | 11,374,000 | 16,567,000 | 20,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,607,000 | 216,164,000 | 215,132,000 | 215,410,000 |
| Total capital | 232,848,000 | 233,821,000 | 233,423,000 | 233,563,000 |
| Risk-weighted assets | 1,475,398,000 | 1,486,550,000 | 1,499,260,000 | 1,449,905,000 |