Call reports 2025
FIRST STATE BANK OF FORREST — 2025
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 307,696,000 | 318,772,000 | 324,927,000 | 329,290,000 |
| Total loans | 265,406,000 | 277,217,000 | 281,063,000 | 283,207,000 |
| Allowance for loan losses | 2,575,000 | 2,519,000 | 2,483,000 | 2,457,000 |
| Securities available for sale | 19,209,000 | 17,027,000 | 17,096,000 | 16,850,000 |
| Securities held to maturity | 74,000 | 74,000 | 74,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,997,000 | 264,269,000 | 269,438,000 | 276,510,000 |
| Interest-bearing deposits | 223,423,000 | 230,253,000 | 232,036,000 | 237,552,000 |
| Noninterest-bearing deposits | 33,574,000 | 34,016,000 | 37,402,000 | 38,958,000 |
| Equity capital | 26,170,000 | 26,927,000 | 27,941,000 | 29,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,147,000 | 8,563,000 | 13,125,000 | 17,951,000 |
| Interest expense | 1,848,000 | 3,800,000 | 5,795,000 | 7,767,000 |
| Net interest income | 2,299,000 | 4,763,000 | 7,330,000 | 10,184,000 |
| Noninterest income | 173,000 | 446,000 | 855,000 | 1,210,000 |
| Noninterest expense | 1,973,000 | 3,746,000 | 5,702,000 | 7,570,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 424,000 | 1,313,000 | 2,258,000 | 3,524,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 421,000 | 1,307,000 | 2,249,000 | 3,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,915,000 | 27,560,000 | 28,368,000 | 29,637,000 |
| Total capital | 29,615,000 | 30,204,000 | 30,976,000 | 32,219,000 |
| Risk-weighted assets | 247,346,000 | 256,472,000 | 263,636,000 | 265,272,000 |