Call reports 2022
FIRST STATE BANK OF FORREST — 2022
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 260,341,000 | 263,676,000 | 271,880,000 | 273,513,000 |
| Total loans | 206,923,000 | 221,773,000 | 230,716,000 | 232,581,000 |
| Allowance for loan losses | 1,885,000 | 1,917,000 | 1,921,000 | 2,118,000 |
| Securities available for sale | 18,159,000 | 23,854,000 | 22,909,000 | 21,892,000 |
| Securities held to maturity | 211,000 | 211,000 | 211,000 | 168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,502,000 | 229,643,000 | 236,619,000 | 236,928,000 |
| Interest-bearing deposits | 194,116,000 | 189,263,000 | 198,124,000 | 194,453,000 |
| Noninterest-bearing deposits | 40,386,000 | 40,380,000 | 38,495,000 | 42,475,000 |
| Equity capital | 21,603,000 | 21,831,000 | 22,047,000 | 23,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,478,000 | 7,027,000 | 9,766,000 |
| Interest expense | 257,000 | 471,000 | 797,000 | 1,251,000 |
| Net interest income | 1,926,000 | 4,007,000 | 6,230,000 | 8,515,000 |
| Noninterest income | 260,000 | 468,000 | 661,000 | 866,000 |
| Noninterest expense | 1,531,000 | 2,986,000 | 4,311,000 | 5,738,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 305,000 |
| Pretax income | 625,000 | 1,429,000 | 2,490,000 | 3,338,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 622,000 | 1,423,000 | 2,481,000 | 3,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,523,000 | 23,111,000 | 24,062,000 | 24,907,000 |
| Total capital | 24,408,000 | 25,028,000 | 25,983,000 | 27,025,000 |
| Risk-weighted assets | 194,003,000 | 204,929,000 | 213,601,000 | 214,785,000 |