Call reports 2021
FIRST STATE BANK OF FORREST — 2021
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 252,873,000 | 239,559,000 | 243,659,000 | 254,045,000 |
| Total loans | 191,135,000 | 193,588,000 | 199,411,000 | 204,183,000 |
| Allowance for loan losses | 1,766,000 | 1,812,000 | 1,846,000 | 1,859,000 |
| Securities available for sale | 17,454,000 | 24,422,000 | 20,098,000 | 19,452,000 |
| Securities held to maturity | 254,000 | 254,000 | 254,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,920,000 | 212,679,000 | 217,497,000 | 227,334,000 |
| Interest-bearing deposits | 190,639,000 | 180,035,000 | 183,474,000 | 186,002,000 |
| Noninterest-bearing deposits | 35,280,000 | 32,644,000 | 34,023,000 | 41,332,000 |
| Equity capital | 20,514,000 | 21,284,000 | 21,743,000 | 22,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,180,000 | 6,591,000 | 9,112,000 |
| Interest expense | 507,000 | 921,000 | 1,256,000 | 1,567,000 |
| Net interest income | 1,575,000 | 3,259,000 | 5,335,000 | 7,545,000 |
| Noninterest income | 186,000 | 307,000 | 374,000 | 285,000 |
| Noninterest expense | 1,230,000 | 2,224,000 | 3,668,000 | 4,962,000 |
| Provision for loan losses | 180,000 | 210,000 | 240,000 | 270,000 |
| Pretax income | 351,000 | 1,132,000 | 1,801,000 | 2,598,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 348,000 | 1,126,000 | 1,792,000 | 2,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,301,000 | 21,079,000 | 21,532,000 | 22,326,000 |
| Total capital | 22,067,000 | 22,891,000 | 23,378,000 | 24,185,000 |
| Risk-weighted assets | 167,731,000 | 174,690,000 | 184,210,000 | 190,227,000 |