Call reports 2019
FIRST STATE BANK OF FORREST — 2019
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,564,000 | 221,156,000 | 229,272,000 | 227,316,000 |
| Total loans | 178,566,000 | 178,486,000 | 182,777,000 | 184,473,000 |
| Allowance for loan losses | 1,555,000 | 1,598,000 | 1,628,000 | 1,637,000 |
| Securities available for sale | 9,972,000 | 9,795,000 | 12,522,000 | 12,187,000 |
| Securities held to maturity | 8,695,000 | 8,698,000 | 8,702,000 | 8,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,182,000 | 187,638,000 | 198,326,000 | 196,048,000 |
| Interest-bearing deposits | 157,128,000 | 165,313,000 | 176,639,000 | 174,017,000 |
| Noninterest-bearing deposits | 21,054,000 | 22,325,000 | 21,686,000 | 22,031,000 |
| Equity capital | 19,121,000 | 18,234,000 | 18,668,000 | 18,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,293,000 | 6,656,000 | 9,006,000 |
| Interest expense | 616,000 | 1,317,000 | 2,130,000 | 2,923,000 |
| Net interest income | 1,479,000 | 2,976,000 | 4,526,000 | 6,083,000 |
| Noninterest income | 77,000 | 130,000 | 232,000 | 334,000 |
| Noninterest expense | 1,059,000 | 2,195,000 | 3,337,000 | 4,478,000 |
| Provision for loan losses | 20,000 | 755,000 | 785,000 | 1,000,000 |
| Pretax income | 477,000 | 156,000 | 636,000 | 939,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 11,000 |
| Net income | 475,000 | 151,000 | 628,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,091,000 | 18,117,000 | 18,594,000 | 18,894,000 |
| Total capital | 20,646,000 | 19,715,000 | 20,222,000 | 20,531,000 |
| Risk-weighted assets | 157,107,000 | 154,240,000 | 158,634,000 | 162,929,000 |