Call reports 2018
FIRST STATE BANK OF FORREST — 2018
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 199,753,000 | 200,592,000 | 208,740,000 | 213,026,000 |
| Total loans | 163,373,000 | 169,638,000 | 173,673,000 | 176,530,000 |
| Allowance for loan losses | 1,590,000 | 1,610,000 | 1,604,000 | 1,569,000 |
| Securities available for sale | 8,860,000 | 10,566,000 | 10,263,000 | 10,093,000 |
| Securities held to maturity | 8,890,000 | 8,894,000 | 8,898,000 | 8,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,071,000 | 162,183,000 | 170,177,000 | 173,945,000 |
| Interest-bearing deposits | 142,469,000 | 141,613,000 | 150,035,000 | 152,001,000 |
| Noninterest-bearing deposits | 21,602,000 | 20,570,000 | 20,142,000 | 21,944,000 |
| Equity capital | 14,514,000 | 14,230,000 | 18,380,000 | 18,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,731,000 | 5,705,000 | 7,777,000 |
| Interest expense | 364,000 | 767,000 | 1,256,000 | 1,784,000 |
| Net interest income | 1,452,000 | 2,964,000 | 4,449,000 | 5,993,000 |
| Noninterest income | 77,000 | 112,000 | 218,000 | 265,000 |
| Noninterest expense | 1,271,000 | 2,388,000 | 3,453,000 | 4,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 683,000 | 1,208,000 | 1,627,000 |
| Income tax | 4,000 | 5,000 | 7,000 | 8,000 |
| Net income | 254,000 | 678,000 | 1,201,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,514,000 | 14,324,000 | 18,523,000 | 18,941,000 |
| Total capital | 16,104,000 | 15,934,000 | 20,127,000 | 20,510,000 |
| Risk-weighted assets | 134,164,000 | 139,894,000 | 152,411,000 | 153,104,000 |