Call reports 2017
FIRST STATE BANK OF FORREST — 2017
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 175,041,000 | 179,134,000 | 186,969,000 | 190,358,000 |
| Total loans | 152,668,000 | 159,562,000 | 160,986,000 | 163,577,000 |
| Allowance for loan losses | 1,631,000 | 1,616,000 | 1,623,000 | 1,581,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,269,000 | 9,170,000 | 7,964,000 | 7,388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,323,000 | 147,780,000 | 151,512,000 | 154,606,000 |
| Interest-bearing deposits | 128,517,000 | 129,035,000 | 133,505,000 | 134,511,000 |
| Noninterest-bearing deposits | 17,806,000 | 18,745,000 | 18,007,000 | 20,095,000 |
| Equity capital | 14,582,000 | 14,259,000 | 14,339,000 | 14,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,252,000 | 4,984,000 | 6,706,000 |
| Interest expense | 271,000 | 544,000 | 856,000 | 1,195,000 |
| Net interest income | 1,345,000 | 2,708,000 | 4,128,000 | 5,511,000 |
| Noninterest income | 97,000 | 212,000 | 291,000 | 369,000 |
| Noninterest expense | 849,000 | 1,901,000 | 2,738,000 | 3,929,000 |
| Provision for loan losses | 37,000 | 132,000 | 384,000 | 367,000 |
| Pretax income | 556,000 | 887,000 | 1,297,000 | 1,584,000 |
| Income tax | 3,000 | 7,000 | 12,000 | 16,000 |
| Net income | 553,000 | 880,000 | 1,285,000 | 1,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,582,000 | 14,259,000 | 14,339,000 | 14,622,000 |
| Total capital | 16,187,000 | 15,875,000 | 15,962,000 | 16,203,000 |
| Risk-weighted assets | 128,368,000 | 137,111,000 | 139,885,000 | 136,846,000 |